Now, given the complexities of pensions, you may still feel confused about all this. If so, we recommend you read the statements below.
1. You weren't told you could make AVCs to your occupational scheme
Were you made aware of the fact that you could have made Additional Voluntary Contributions to your existing occupational scheme?
2. You weren't told about higher costs
Did you know that you would be paying higher costs - money that significantly decreased your pension pot - with an FSAVC?
3. You weren't given information about how the funds in your FSAVC were invested
Were you given adequate information about how the precious funds you were ploughing into your FSAVC were to be invested?
4. You weren't told about employer contributions to an AVC
Did the advisor make it clear that your employer made contributions to your AVC, but not to your FSAVC? Did they also explain that the benefits of the AVCs did not extend to the FSAVC?
So what does all this mean to you?
Having read the statements above, you may now think that you were given poor advice and you may have been mis-sold a FSAVC. The fact is, if you were persuaded to pay contributions into one when you already had an occupational scheme, you may have been given incorrect advice.
Which is why we're only too happy to take on claims on behalf of people like you - and work for the outcome you deserve.
What can you do to seek compensation?
There are two main choices open to you. You can claim on your own, or use an expert like us. Now you may understandably want to know a little more about EMCAS - and why over 700,000 people choose to trust us with their claims.
Request a call back from one of our friendly, down-to-earth advisers by clicking here.
We'll call you back at a time convenient to you - and get the process started.