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Home » FAQ » Payment Protection Insurance » Can I claim independently?

Can I claim independently?

Yes you can. As with anything in life you can elect to ‘do it yourself’ in the same way that you can prepare and file your own tax return without the use of an accountant, or buy and sell your own property without the use of a solicitor. However, most people choose to employ the services of someone who is an expert in their field.

EMCAS is a professional, regulated claims management company. We are one of the longest established companies and as such we are one of the industry leaders. The whole purpose of our claims procedure is to take the burden of making a complaint completely off your shoulders. We therefore undertake to manage all aspects of your claim from start to completion, making the whole process as hassle free for you as possible.

Our track record speaks for itself. To date we have successfully secured more than £250 million in compensation and refunds for our satisfied customers. Currently more than 7,000 new clients a month choose to use EMCAS' services.

Most importantly, we will ensure that any compensation you are offered is the maximum amount which is applicable to your case, if we receive an insufficient offer from a bank we will take the necessary steps to ensure you are fully compensated.

Here are some examples of where EMCAS’ expert knowledge has resulted in an increased offer of compensation from the banks:

Loan Provider

Original offer from the bank

Offer after EMCAS' appeal

The difference in offers

First Plus £5,648.75 £14,041.33 £8,392.58
NatWest £750 £6,493.21 £5,743.21
Lloyds £447.67 £1,154.37 £706.07
The Funding Corporation £500 £5,500 £5,000

 

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