Payment Protection is an insurance policy intended to protect you, the consumer, in the event that you suddenly become unable to meet your loan or credit repayments. Payment Protection Insurance (PPI) was often sold alongside loans, credit cards and other financial agreements generating billions for banks. Unfortunately many consumers have found that despite paying their PPI premiums they have been left unprotected by their policy.

Thousands of our customers were unaware that their PPI agreement had been sold to them unfairly and that they were eligible for a substantial refund. Many were unaware that they had even taken out a PPI policy.

Do you know how much you paid for your PPI policy?

The Citizens Advice Bureau (CAB) has found that the cost of PPI is extortionate and as a percentage of the actual loan/credit it can be as high as 56% of the amount borrowed!

Source: Citizens Advice Bureau – 'Protection Racket'

If you believe that you have been mis-sold a PPI policy, we will be happy to help you with your claim. The policy may no longer be in force, you may have repaid the loan or replaced it as part of a debt consolidation plan – this does not affect your right to make a complaint.

Why choose EMCAS to manage your PPI Claim?

• The average refund we secure for our customers is over £2,200*
• See what some of our customers said about their PPI claim
• We manage every aspect of your claim and keep you updated every step of the way
• We will work to get you the maximum award applicable to your case

If you think you have had PPI get in touch to see if you too may be eligible for a refund.

If you have any questions regarding Payment Protection Insurance please visit our 'Frequently Asked Questions' section.

*Figures based on average compensation awards for EMCAS clients as of 08/2010