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How can we help you?

EMCAS can help you recover your losses and gain compensation for mis-sold Payment Protection Insurance, mis-sold Investments, mis-sold Endowments and unfair Credit Card charges and irresponsible lending.

PPI Claims

The FSA is clamping down on PPI mis-selling, but this is a big money making industry, so banks aren't keen to co-operate. EMCAS helps you fight back. We have a consistently high success rate for PPI claims. We can even raise complaints on policies that are no longer in effect.

Credit Card Claims

Banks and Credit Card companies make a lot of money from late payment charges and from customers exceeding their credit limits. EMCAS will help you claim back up to six years worth of charges for late payments or for going over your credit limit.

Investment Claims

Mis-sold investments can significantly reduce the value of your money. Whether you've been sold the wrong kind of investment option, or ended up with a different risk level to the one you had expected, EMCAS can help.

Endowment Claims

Endowment mis-selling continues to haunt the industry. EMCAS has successfully helped thousands of clients who have been mis-sold an endowment. If you are facing up to the likelihood of a mortgage shortfall, or even if you were mis-sold an endowment that has already been surrendered, talk to us.

Irresponsible Lending Claims

Bad lending only ever makes people's lives harder. EMCAS tackles all sorts of bad lending situations, from lenders who pressure sell, to lenders who make it too easy to borrow without considering your ability to repay a loan. The long term implications can be serious. We can help.

Whole of Life Plans & Saving Endowments Claims

Many people who have taken out a Whole of Life Plan or Savings Endowment were not aware that their policy was subject to risk or that they may have paid for life cover which was unsuitable for their needs. EMCAS will be able to investigate your case on an individual basis to establish whether or not you are entitled to compensation.

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